Wind Mitigation 101

By Shannon S Morgan, CIC, CPRM, CPIA After the unusually active Atlantic hurricane seasons of 2004 and 2005, homeowner insurance rates were at an all-time high and very few companies were writing new policies. Recognizing that newly built homes or older homes that had been properly mitigated for hurricane losses were at a lower risk [...]


Celebrating National Zucchini Bread Day, April 25, 2017!!

  By Shannon S Morgan, CIC, CPIA I can’t think of a better way to celebrate National Zucchini Bread Day than by giving away loaves of delicious zucchini bread. If you haven’t been fortunate enough to eat zucchini bread, imagine carrot cake without the sweet icing and replace the overpowering orange carrots in your mind [...]


Florida No-Fault Coverage – What does it really mean?

Florida No-Fault Coverage - What does it really mean? By Shannon Morgan, CIC, CPIA I don’t think that there is any coverage more misunderstood than Personal Injury Protection (PIP) a.k.a. Florida No-Fault Coverage. The original idea of No-Fault Coverage was to reduce claims costs and reduce the time needed to settle claims by having minor [...]